د. ناجي ساسي المندلسي2024-11-262024-11-26https://dspace.academy.edu.ly/handle/123456789/346The study reached a set of results, the most important of which is that the application of the electronic clearing system will not only lead to an increase in the profitability of banks, but also lead to customer service and play an important role in improving electronic litigation between banks, and that the programs used in the electronic clearing system are modern and strong for application, which led to improving the return on clearing instruments at the bank, and the percentage of electronic clearing’s contribution to the bank’s total revenues ranged from (1% to 3%) during the study period.The study aimed to demonstrate the impact of the use of electronic clearing on the profitability of Al-Wahda Bank, become familiar with the electronic clearing system, explain the legal aspects that regulate the work of electronic clearing in Libya, and identify the technical and human capabilities and the most important regulatory rules available in the banking sectorأثر خدمات المقاصة الإلكترونية على ربحية المصارف التجارية الليبية