مشروع البحث: اثر التحول للصيرافة الاسلامية على الاداء المالي دراسة تحليلية علي المصرف الصحاري
تحميل...
المساهمين
الممولين
رقم التعريف
24414
الباحث
مروة مختار حمزة
الوصف
.
increase in profitability indicators after the transition to Islamic banking, such as the
return on total assets, return on deposits, and return on equity, There was a decrease in
the asset utilization indicator after the transition to Islamic banking in the loan-to
deposit ratio, deposit utilization, and traditional resource utilization, In the banking
management efficiency indicator, there was a decrease in the averages of loans to total
assets and expenses to revenues, with an increase in total assets to the number of
branches after the transition to Islamic banking, In the capital adequacy indicator, there
was a decrease in the averages of equity to risk assets and equity to total assets, with an
This study was aimed at evaluating the financial performance of Sahara Bank before
and after the transition to Islamic banking using financial ratios, which include five
indicators: capital adequacy, liquidity, profitability, asset utilization, and banking
management efficiency. The study sample included Sahara Bank, relying on the bank’s
data for the period before the transition (2008-2012) and after the transition (2018
2022). The descriptive method was used for the theoretical aspect, in addition to relying
on analysis. The study reached several key findings: After the transition, the bank
maintained a higher liquidity ratio in the average cash balance and a lower ratio of
liquid assets to total assets and liquid assets to total deposits, The results showed an
The Impact of the Transition to Islamic Banking on Financial
Performance: Analytical Study of Sahara Bank.
الكلمات الدالة
The Impact of the Transition to Islamic Banking on Financial